Is dental insurance worth it? For many Acworth families, the answer depends on how you use it. A typical individual dental plan costs $20 to $50 per month in premiums, yet most plans cap annual benefits at just $1,000 to $2,000. If your teeth are in good shape and you only need two cleanings and an exam each year, you may actually spend more on premiums than you get back in coverage.

If you’ve ever gotten a surprise dental bill that made your eyes water, you probably discovered the hard way that your dentist was “out-of-network.” But what does that actually mean, and how can you avoid those shocking bills in the future?